Answer questions Assignment Example | Topics and Well Written Essays - 250 words - 8

Answer questions - Assignment Example Groupon promise affects the consumers through high promises and values with regard to the risks. It offers them return on value. It also offers them returns in case of damages or other losses incurred. In case of cancelation of flights, or other unseen circumstances, Groupon Promise guarantees money back value and fixed percentage returns (Groupon). Groupon impacts the consumers decisions based on the market trends. They target the areas, products and services that are in and in the demand zone of the clients. They assure top quality services and in return refunds in case of poor services and products against a given package and scheme. Consumers on the other hand take into account factors such as refund, the benefits, the comparative analysis as drawn by comparing other services offering companies. The brand name and quality delivery on account of the past services and records is another area that makes up for the consumers decision making factors

Economic Systems Essay Example for Free

Economic Systems Essay Under a capitalist economic system, individuals own all resources, both human and non-human. Governments intervene only minimally in the operation of markets, primarily to protect the private-property rights of individuals. Free markets in which suppliers and demanders can enter and exit the market at their own discretion are fundamental to the capitalist economic system. The concept of laissez-faire, that is, leaving the coordination of individuals wants to be controlled by the market, is also a tenet of capitalism. In a capitalist system, individuals own resources, either through inheritance or through industry. The individual receives compensation for the use of resources by others. This, combined with inherited wealth of the person, determines an individuals spending power. The accumulated spending power and the willingness of individuals to allocate resources to consumption determine demand. The availability and costs of resources, together with the potential for profits of firms, determine supply. In a market system the demand of consumers combined with the supply of producers determine what and how much will be produced. Socialism Under a socialist economic system, individuals own their own human capital and the government owns most other, non-human resources— that is, most of the major factors of production are owned by the state. Land, factories, and major machinery are publicly owned. A socialist system is a form of command economy in which prices and production are set by the state. Movement of resources, including the movement of labor, is strictly controlled. Resources can only move at the direction of the centralized planning authority. Economic decisions about what and how much, how, and for whom are all made by the state through its central planning agencies. Communism Under a communist economic system, all resources, both human and non-human, are owned by the state. The government takes on a central planning role directing both production and consumption in a socially desirable manner. Central planners forecast a socially beneficial future and determine the production needed to obtain that outcome. The central planners make all decisions, guided by what they believe to be good for the country. The central planners also allocate the production to consumers based on their assessment of the individuals need. Basic human needs and wants would be met according to the Marxist principle, From each according to his ability to produce, to each according to his need.

Various Interpretations of the Progressive Era Essays -- Progressive M

â€Å"What was the Progressive Movement?†[1] Historian Peter G. Filene presents this question in his article, â€Å"An Obituary for ‘The Progressive Movement’†, in order to introduce the reality that for decades scholars struggled to propose an answer to this question. They have and still do struggle because there are many ways to consider this question and qualify the Progressive Era: such as its definition, time frame, significant turning points and important people, goals, successes, and failures. Given these ways of explaining the Progressive Era expressing its ideas appears to be a daunting task. However, the first historian to successfully define and explain the Progressive Movement was historian Richard Hofstadter. With his 1954 book Pulitzer Prize winning book, The Age of Reform, Hofstadter links the major reform movements before and after the turn of the twentieth century. Instead of citing specific reforms or leaders, Hofstadter deals with the ideas connecting Populism, Progressivism and the New Deal, while examining the differences and similarities between them. Other historians subsequently conduct their own research and formulate their own opinions in response to Hofstadter’s book. Peter G. Filene writes in 1970, â€Å"An Obituary for ‘The Progressive Movement’†, which proposes the Progressive Movement cannot be considered a movement at all because of its disunity and lack of identity. Richard L. McCormick writes â€Å"The Discovery that Business Corrupts Politics: A Reappraisal of the Origins of Progressivism† in 1980 to offer the corruption of business was the driving force behind Progressivism. Finally, Paula Baker argues in the Progressive era government adopted the domestication role and social policies previously hel... ... [26] Paula Baker, 640. [27] Ibid. [28] Paula Baker, 641-642. Works Cited Peter G. Filene, â€Å"An Obituary for the Progressive Movement,† American Quarterly 22 Spring 1970. Web. 2 June 2015. http://bhsecprogressivism2.omeka.net/items/show/267 Richard Hofstadter, The Age of Reform (New York: Vintage Books, A Division of Random House, 1955. Web. 1 June 2015. http://www2.fiu.edu/~lichtens/syllabi/brinkley.pdf Richard L. McCormick. â€Å"The Discovery that Business Corrupts Politics: A Reappraisal of the Origins of Progressivism,† American Historical Review, 86. April 1981. Web. 4 June 2015. http://www.nyu.edu/classes/gmoran/MCCORMICK.pdf Paula Baker, â€Å"The Domestication of Politics: Women and American Political Society, 1780-1920,† American Historical Review, 89 (June 1984). Web. 26 May 2015. https://bhsecamericas2.omeka.net/items/show/15

My Educational Philosophy :: Philosophy of Education Teaching Teachers Essays

My Educational Philosophy My true love for education began on the first day of first grade. I was selected to take the attendance sheet to the office. There was a problem. I did not know where the office was. After circling the entire elementary school four times, I opened a random door and walked in crying about my dilemma. The teacher, Mrs. Rohal, consoled me and gave me the best advice ever, â€Å"everyone makes mistakes, and it is okay because it is an important part of learning.† She then took me to where I needed to be and wished me luck. Right then and there she became my inspiration and soon after, my teacher. She, along with many other teachers, made learning fun and desirable. I have always enjoyed learning and the feeling I got when I was reinforced for doing a good job. I believe all students should feel this way, and I have a strong desire to instill these same experiences to the future generations of young elementary school students. My educational philosophy would be considered eclectic. It would be a combination of an idealist and a pragmatist. In order to be an effective teacher, I believe it is necessary to possess a teaching style that is both traditional and facilitated. Since I plan on teaching elementary school, I feel that it is imperative that it is teacher directed, and in a traditional way. On the other hand, I think that it is a comfortable environment when the students are arranged in small groups or in a circle arrangement like facilitated classrooms. I also intend on having a comfortable, encouraging classroom in which artwork and exceptional work are hung up as reinforcement for their efforts and success As an idealist, I believe that it is extremely important to be organized and know the content well in order to convey this knowledge to the students. I think that if the students know that they are valued as individuals in the classroom, they will be more willing to push themselves to learn even the difficult material, and it will build their self-esteem which is very important in the elementary school years.

Merrill Lynch-Bank of America Merger

Ethics is a branch of philosophy that focuses on the moral, philosophical characteristics from formal, systematic and ethical principles. Moral judgments are calculated from ethical principles which need to be applied as a standard for everyday choices in life and business. This is directly related to the decisions human beings make. Cavico (2009) states utilitarianism is more than just moral philosophy. It is a way of reformation and used extensively in government decision making. This will be discussed further in the Bank of America-Merrill Lynch merger.Utilitarianism is considered a scientific system of ethics and not just a philosophical theory of ethics. Utilitarian ethics follows the belief of maximizing the greatest good for the largest number of people. As utilitarianism is identified, one needs to learn that the greatest good could be based on aggregate principle or a distributive principle. The Bank of America-Merrill Lynch merger will be assessed in regards to who, what an d how the greater good will be affected in this merger. Within utilitarianism, a moral philosophy is developed that focuses on the consequences of specific actions.An action is done, then observed and then analyzed. After identifying all the people that were involved, one needs to ask the question, â€Å"Do the sum of good consequences outweigh the sum of the bad consequences? † Quantify all the good and bad consequences in the scenario and if the good consequences are greater than the bad consequences then the action was moral and vice versa. In this paper, the actions of the Bank of America-Merrill Lynch merger will be discussed, evaluated and quantified with the Richard DeGeorge Utilitarian perspective.Pinpointing the stakeholders in this case will show who was direct and indirectly affected and how they were affected. Furthermore, it will be discussed the overall affect it had on society from a global perspective, reaction from competitive markets and the economic impact it created within the United States and worldwide. Critical points and actions will dominate the course of action on how utilitarian ethics was applied in this situation. Identifying the individual people or groups that were in this scenario will be evaluated on a pleasure v. ain scale where it will show the extent of good or bad in the situation and the possible outcomes that followed. The pleasure v. pain comparison will then be quantified on a grading scale that represents extreme pleasures and pains in Bank of America-Merrill Lynch merger. After totaling up the good and the bad points, it will determine if the actions in this merger were moral. In late 2008, Bank of America and Merrill Lynch were in negotiations for a business deal. Bank of America was going to buy Merrill Lynch for one of the largest bank mergers and acquisitions in the world.On the surface, Bank of America thought the merger was a good idea and a good business deal to pursue. Former Chief Executive of Bank of America, Kenneth Lewis, and the board of Bank of America saw this business deal as a way to expand into different sectors of the financial markets and strengthen many of its counterparts. With all the extensive financial records of both companies and balance sheet assessments, the deal looked great for smooth sailing. Catastrophically, the deal went through and contributed towards a massive failure in our financial markets that affected and crippled everyone worldwide.The private deal that once seemed so good has now become a nightmare. All of a sudden, the government has stepped in and has announced it will give twenty billion dollars in assistance from tax payer’s money. Investors and the public were shocked something of this magnitude was happening and felt betrayed, cheated and crippled. Within all the mayhem, the actions that will be evaluated come from Merrill Lynch and Bank of America and their failures to disclose pertinent financial information that would have shown greater losses than expected.United States (2009) stated the lack of transparency to investors and to the public showed that there was a negative atmosphere among them that they feared to disclose from the public. In addition to this, rumors circulated that the government had ties to this merger and flexed its power in order to make the merger happen. There were a great amount of people affected in this merger. Merrill Lynch as a company was being bought out in order to be saved financially. Merrill Lynch’s investors, shareholders and CEO, John Thain were a part of this corporation.Bank of America was the number one candidate for purchasing Merrill Lynch at the time. Bank of America’s investors, shareholders and CEO, Kenneth Lewis were all a part of this major merger. United States (2009) includes the Secretary of the Treasury, Hank Paulson and Chairman of the Federal Reserve, Ben Bernanke were on the governmental side of this merger that apparently knew what was going on and forcefully made Bank of America buyout Merrill Lynch. This merger can also contribute to affecting the general public, global economies cross the world and the financial banking industry. As this case develops, there is uncertainty that Merrill Lynch and former CEO, John Thain, have to reveal massive amounts of losses and at one point a fourth quarter loss of fifteen billion dollars. In response, former CEO of Bank of America, Kenneth Lewis analyzes this and decides it may not be a good idea to pursue the merger. Secretively, the Fed, Paulson and Bernanke force Lewis to buy into the deal because if he doesn’t this could create a complete and total meltdown of the financial systems.Utilitarian ethics was used by considering the global economy; the government had to step in to minimize the blow as best as they could to help the greater good of society. In addition to this, there has been speculation that if Lewis hides these huge losses before the merger and reveals the m after the merger he could gain more government help in regards to the massive hit Bank of America now faces. Although the economy is in a meltdown and financial banks are getting hit harder than ever before, this merger may prove to save some of our largest financial institutions and lessen the blow of a complete loss for the global economy.On one spectrum of the scale we have the financial banks abusing high leverage investments in order to gain more money without caring about negative consequences but then on the other hand, the nation is faced with minimizing damages and saving as much as it can because in a result of total loss, the public could be in a greater state economic loss. With Merrill Lynch being saved and Bank of America taking on the bigger role of keeping afloat, Merrill Lynch now has the opportunity to be bought out and saved compared to total collapse and bankruptcy.In this case, it was a smart move for Merrill Lynch to be acquired by Bank of America and a fores eeable good in the future of the financial markets. Kenneth Lewis took the daunting task of acquiring Merrill Lynch and the bad debt expense that the company brought with it. Acquiring Merrill Lynch would provide a huge blow to Bank of America at first but restructuring and getting government help in the merger would prove to be a successful task that would provide foreseeable good in the future. Some people believe that Paulson and Bernanke used their governmental power to make this merger happen.Bank of America’s Acquisition (2009) states they forced Kenneth Lewis to buyout Merrill Lynch and if not Kenneth Lewis and the board of Bank of America would have been terminated. Although this may have been a threatening action, it was in the government’s best interest to make this merger go through or a total collapse of the financial markets would be devastating for the American population and further seep into global chaos. It is a very tough situation to assess but follo wing Utilitarianism considered the greater good of the population and this needed to be done.In addition to this, individual investors were hit very hard with the downturn of the economy. In many cases, people lost more than fifty percent of their investments which sounds terrible but comparing it to a nongovernmental bailout, those individuals would be left with nothing. In this research study, it is needed to define the severity of good and bad consequences for each individual or group that was affected in this case on a numerical grading scale. Each individual or group will be considered according to the Richard DeGeorge Utilitarian approach.The scale will be ranked from +5 being the best and -5 being the worst situation from a pleasure versus pain standpoint. Merrill Lynch being bought out by Bank of America is more of a good thing. Ranking it at +2 gives Merrill Lynch and Bank of America merger the positive side because without this merger people would be in greater amounts of trouble. Ranking a +1 for investors and shareholders of each company provides a positive side of this outcome. Although investors did lose over fifty percent of investments into the companies, this loss is better than losing everything that was invested.Other financial markets were consolidated and restructured. By getting rid of bad assets, other financial institutions could start over and reinvest in the proper markets. This was also a learning lesson for the financial industry and for them to never repeat these careless mistakes again. A rank of +3 will be given to the financial markets. Hank Paul and Ben Bernanke did prove to show excessive force in making this merger happen but only in regards to saving the U. S. economy and limiting the blow that it could’ve potentially produced.Giving the government a ranking of +2 shows they provided a better option for America and the possibility of avoiding a complete financial meltdown. Assessing our global economy by looking back at it over the past five years gives it a ranking of 0. This explains that as a country and globally, we have made minimal increases in our economy. One month says we are getting back on the right track while the next month says we are sinking deeper and deeper into recession. The economy shows a recovery in the stock arket one month but the next month there is speculation that the European markets are going to crash and take everyone with them. Living in these highly volatile times gives uncertainly and fear for most investors which hinders potential growth and recovery. After summing up all the pleasure and pain rankings, the total equals +8. This shows that amidst all the chaos, deceiving and cheating, the outcome created a positive effect that saved our economy as best as possible rather than let it sink and destroy everything.This tragic merger proves to be a morally correct standpoint regardless of the tough actions that were taken in order to achieve this outcome. No individu al cheated the system or manipulated the system in order to gain financial strength. It was in the best interest of the individual companies and the U. S. economy to keep them in tact or greater consequences could’ve occurred. Saving two of our largest banks provides us with a loss in investments but something that would be accepted rather than total and complete collapse of our financial systems.Primary Source: United States. (2009). Bank of America and Merrill Lynch: How did a private deal turn into a federal bailout? : joint hearing before the Committee on Oversight and Government Reform and the Subcommittee on Domestic Policy, House of Representatives, One Hundred Eleventh Congress, first session. Washington: U. S. G. P. O. Secondary Source: Bank of America’s Acquisition of Merrill Lynch: A â€Å"Shotgun Merger†?. (2009, June 16). My Bank Tracker. Retrieved August 4, 2012, from www. mybanktracker. com/news/2009/06/16/bank-of-americas-acquisition-of-merrill-l ynch-a-shotgun-merger/

L1 8 - Presentation Skills 1 ( Ans ) Essays - Presentation Software

L1 8 - Presentation Skills 1 ( Ans ) Essays - Presentation Software L1 8 - Presentation Skills 1 ( Ans ) Task 1 D B C A Task 2 Academic presentations What is the main difference between academic and secondary school presentations? Academic presentations include research , which means you need to cite references . Academic Style In academic style, you need to show authority and to establish that what you are talking about is relevant , correct and valid . Reference List You should choose references that are relevant and that also support your arguments properly . What are the two ways to cite your references? provide the reference in the slide cite it orally / verbally , e.g. as John Chan points out in his article in 2010 Structure A good structure enables the audience to follow the content very clearly . Make sure each section of your presentation is organised properly. What is Signposting? it is the outline at the beginning. it gives direction to where the presentation is leading. it is the use of citations. Language Why is Language tricky for some students? Because oral presentations use lot of spoken language and they need lots of interaction . What happens if a student just reads a presentation? dull boring low grade Be careful: Not to use very emotional language Voice, body language and interaction. Body language includes: very good eye contact ; good posture ; good facial expressions ; and a ppropriate gestures . Interaction means: ask questions create interest get your audience to ask questions Slides What is the advice for slides? best to keep it simple not to use too many fancy animations or sound effects Remember: You are the one delivering the presentation , but not the PowerPoint which is delivering the presentation. Summary Which of the following features belong to a cademic presentation'? Very well researched content Reliable references Clearly organised Good intonation Good body language Appropriate language Simple but effective slides Effective signposting Task 3 " intro 2" is better because of the following features: good eye contact; good pronunciation and articulation; confidence; any other reasonable answers . Task 4 Task 5 Ex.8.1 Task 6 Task 7 Ex.6.1

Hypersensitivity in Autism Spectrum Disorders essays

Hypersensitivity in Autism Spectrum Disorders essays Hypersensitivity in Autism Spectrum Disorders Brents mother was concerned. Brent was one year old, had nearly begun to speak a few words and was progressing quite a bit below what should be expected of him, but he was Mamas little man just the same. By the time he was one and a half he still never really made eye contact with his mother or father, but sometimes things take time, right? Soon Brent was two and seemed to be regressing more than progressing, but some kids are like that- hell learn, right?. Then, one day Brents mother walked into the kitchen and saw Brent sitting in the floor rocking. This behavior seemed odd to Brents mother, but whatever made Brent happy was ok. Eventually Brent would love to spend hours at a time rocking in the floor, sometimes waving his hands in front of his face. Brents mother was extremely concerned. Her child had autism. A neurological disorder that impairs communication, social interaction, and the use of eye contact among other things (Diagnostic). Autism spectrum disorders occur in approximately four out of every 10,000 children in the U.S. and is the third most common developmental disorder in the U.S. affecting over 500,000 people (Autism). Autism is so prevalent that even politicians have jumped on the bandwagon in attempting to educate parents and fund research programs to fight against the rising number of children diagnosed each day (Breaux). Autism, however is not a new phenomenon sweeping the nation. It has been present in our society- and given a name since around 1943 when Leo Kanner wrote a paper titled, Autistic Disturbances of Affective Contact. He first depicted people with autism by saying they suffer from an inability to relate to themselves in the ordinary way to people and situations from the beginning of life. This statement appears to be very true, but what are the underlying causes ...